Dealing with a broken bone injury in Edmonton after a car accident or a slip and fall can be overwhelming, especially when it comes to evaluating the insurance offer. In Edmonton, where personal injury claims are common, it’s crucial to know whether the compensation you’re being offered truly reflects the extent of your injuries. While insurance companies might seem eager to settle, not all offers are created equal. Understanding how factors like medical costs, long-term recovery, and lost wages are calculated can help you make an informed decision.
Consulting with a law firm specializing in personal injury cases can also provide valuable insight into whether you’re being treated fairly after such an incident.
Your medical bills will be one of the biggest components of your insurance claim. The settlement should cover every aspect of your treatment for the broken bone, including:
Red flag: If the offer only covers your initial hospital visit and doesn’t account for long-term treatments or rehabilitation, it’s likely not a fair offer. You should consult with a law firm to review the details.
A broken bone will keep you out of work for weeks or months. A fair insurance offer should compensate you for all lost income during this period. Here’s what to consider:
Red flag: If the insurance company offers only your initial time off and ignores potential long-term effects on your ability to earn, the offer isn’t fair. This is where personal injury lawyers will step in and demand proper compensation for future earnings
Broken bones often come with significant pain and physical limitations. Insurance companies are required to compensate for “pain and suffering,” but these amounts can vary and are often undervalued. Here’s what pain and suffering should cover:
Red flag: If the offer doesn’t reflect the full impact the injury has had on your physical and emotional well-being, it’s time to question the fairness. Our law firm, specializing in injury cases, can help you push for a better settlement.
In cases like car accidents aw well as slip-and-fall incidents, the insurance company may reduce your offer if they believe you were partly responsible for the accident. This is known as “comparative negligence.” For example, they may argue you weren’t paying attention when the slip and fall occurred or that you were speeding before the car accident.
Red flag: If the insurance company is claiming you share the blame and are lowering your offer as a result, it’s important to have a legal professional review their reasoning. A personal injury lawyer can help challenge any unfair claims of negligence and fight for a higher settlement.
Broken bones don’t always heal perfectly, and there may be future complications like arthritis, limited mobility, or chronic pain. If these possibilities exist, they should be factored into the insurance settlement.
Red flag: If the insurance offer doesn’t consider the potential long-term effects of your broken bone injury, it’s unlikely to be fair. Consulting with a medical expert and a personal injury lawyer can help determine what future costs you might face and adjust the settlement accordingly.
It’s common for insurance companies to pressure you into accepting an offer quickly, often before the full extent of your injury is known. Don’t rush into a decision.
Red flag: If the insurer is pushing for a fast settlement, they may be trying to close the case before you realize the true costs of your injury. Take your time and, if needed, speak with a law firm experienced in handling broken bone injury in Edmonton to ensure the offer reflects your needs.
Whether your injury happened because of a car accident or a slip and fall, consulting with a law firm like Solution Law can provide clarity on whether you’re being offered a fair settlement. A knowledgeable personal injury lawyer can assess factors like medical costs, rehabilitation expenses, lost wages, and any potential long-term effects of the injury, particularly when dealing with a broken bone injury in Edmonton.
Don’t settle for less than what you’re entitled to. Insurance companies often aim to minimize their payouts, so having an expert by your side can make a significant difference in your claim. If you’re unsure about the offer you’re facing, reach out to our law firm, specializing in personal injury cases, to make sure you get the compensation you truly deserve.
At Solution Law, Edmonton and Calgary, we strive for excellence across all our legal specialties. With deep industry knowledge and extensive experience, we provide tailored guidance to meet our clients’ unique needs. Our expertise includes aviation, sales, antitrust, corporate law, finance, and more.
